There is no substitute for knowledge, experience, and persuasion in successful short sale negotiation.  At Aiossa and Associates, we fully counsel you on each of the following points, covering every aspect of your rights with the bank. Consider these important issues – most of which realtors, other attorneys, and so-called "short sale companies" simply do not cover:

  • WHAT ARE THE KEY DOCUMENTS REQUIRED BY YOUR LENDER TO BEGIN SHORT SALE REVIEW?
  • WHEN IS THE IDEAL TIME TO START THE SHORT SALE PROCESS?
  • WHO PAYS SECOND MORTGAGES, EQUITY LOANS AND OTHER LIENS AND JUDGMENTS?
  • WHY IS A REALTOR ”NET SHEET” NEVER SUFFICIENT FOR SHORT SALE PURPOSES AND WHAT FORM IS PREFERRED BY YOUR BANK?
  • IF A FORECLOSURE IS FILED, HOW WILL THE SHORT SALE BE AFFECTED?
  • WHAT ARE THE OPTIONS IF YOUR BUYER’S OFFER IS REJECTED BY THE BANK?
  • WHO PAYS FOR SELLER CLOSING COSTS, AND CAN YOUR ATTORNEY GUARANTY YOU WILL NOT NEED TO BRING MONEY TO CLOSE?
  • CAN A SELLER EVER RECEIVE CASH BACK ON A SHORT SALE?
  • WHAT, IF ANY, ARE THE TAX CONSEQUENCES?
If no one has discussed these issues with you, your representative may not have the skill or experience necessary to achieve a successful short sale.  Avoid “realtor negotiators” and “short sale companies” at all costs.  They are not attorneys and they lack both the tools and knowledge required to bring a closing all the way to the table. If you want a smooth and successful transaction, choose a licensed attorney whose forte is foreclosure and short sale negotiation.


The current unprecedented level of foreclosed and delinquent mortgages has given rise to an explosion of realtor entrepreneurs and self appointed "short sale experts".

Many of these opportunistic firms have little or no real experience in short sale negotiation. They simply prey on a borrower’s fears in an attempt to collect totally unnecessary fees from you. Even a completely honest realtor seldom has the skill necessary to work a short sale through to successful closing. Errors stemming from inexperience, whether unintentional or reckless, will cost you thousands of dollars more to correct later on.

Our attorneys are not new to the short sale environment. We have been successfully negotiating this type of sale for years.

In fact, our short sale team is so effective that we do not even charge you for our services. We collect our fee for legal representation entirely from your bank. And since we only get paid if your file closes, imagine how confident we must be in our success rates to make that promise.




 

A successful short sale is all about teamwork. The process involves a delicate balance among many independent real estate service providers.




Our attorneys have established relationships with the very best short sale realtors, title agents, appraisers and paralegals in the industry. Because even one weak link in the chain can threaten your entire closing, choose the firm that has all the right professionals working together as one – choose the entire Aiossa and Associates professional short sale team.